From the other side of the consultation, briefly. If two explanations both fit, the useful question is which one predicts something the other does not. That is answerable; arguing about which sounds more plausible is not.
If somebody has the primary source to hand I would rather cite it than paraphrase it.
DataDave said:My insurance denied my PA related to cost and coverage.
No disagreement, though the timescale matters more than the mechanism here. Most of what looks like a difference in kind turns out to be a difference in how long somebody waited.
DataDave said:My insurance denied my PA related to cost and coverage.
Thank you for spelling out the reasoning rather than just the conclusion.
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View ResultsClinical perspective, offered as context rather than as advice. The mechanism and the magnitude are separate questions. Agreeing that something happens says nothing about whether it happens enough to act on.